RICHFIELD — Within the sea of insurance coverage and Medicare choices, consumers usually encounter a fair proportion of confusion and pitfalls. Having a associate to assist traverse these waters may be important, based on Mark Malloy, gross sales supervisor at Richfield-based Packard Company LLC.
“There are a whole lot of choices on the market — a whole lot of supplies get despatched within the mail, on TV, on-line — and lots of people attempt to [shop] themselves,” he mentioned. “We will slender plans all the way down to your wants. Insurance coverage is a international language to most [but] we converse it very effectively.”
Established in 1979, Packard Company, positioned at 4199 Kinross Lakes Parkway, is a distributor of merchandise for particular person, Medicare and group employer advantages. Along with distribution, PackAgency develops advertising and marketing packages to help brokers to find new shoppers and offering them with persevering with assist providers, based on the corporate’s web site at www.packardagency.com.
Malloy mentioned Packard Company works with most main insurance coverage carriers and the corporate’s “typical shopper” is somebody looking for a person medical insurance plan, in addition to these age 65 or over and eligible for Medicare protection plans. He added that Packard Company additionally serves these 62- to 65-years-old who’re on incapacity and eligible for Medicare, and the company additionally supplies annuity funding for shoppers.
The corporate develops plans for Medicare dietary supplements, Half D and Benefit Plans; particular person healthcare plans; group worker advantages; life, dental and imaginative and prescient insurance coverage; journey insurance coverage; and short-term medical plans.
On the person well being plan facet, Malloy mentioned worker medical insurance plans are nonetheless the norm for almost all of people, however Packard Company may present recommendation on these plans.
“There are many individuals nonetheless lined by their employers and that’s our primary suggestion,” he mentioned. “However for some [an employer provided plan] doesn’t make sense or is simply too costly.”
Malloy added that Packard Company additionally gives plans for sole proprietors and small companies.
Other than its greater than 40 years expertise within the insurance coverage trade, Malloy mentioned Packard Company’s customized service additionally differentiates it from different businesses.
“What units us aside, primary, is that we’re an area firm,” he mentioned. “We do enterprise in different states, however 95% of our enterprise is in Ohio.”
Malloy mentioned Packard Company supplies free consultations and “clients won’t ever pay us a dime.”
“We’re paid by the insurance coverage corporations after we write a plan,” he defined.
He added that presently the insurance coverage trade is within the midst of its “busy time” of the yr, with the Medicare open enrollment interval for many Medicare recipients working by means of Dec. 7. The open enrollment interval permits each first-time and present recipients to make adjustments to their plans.
Packard Company’s workplace hours are weekdays from 8 a.m. to six p.m., however brokers can meet with shoppers on Saturdays as effectively by appointment. For extra data, go to the web site or name 330-659-9331.
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