Monday, January 30, 2023

NICB AND GEORGIA INSURANCE COMMISSIONER URGE CAUTION AS HOMEOWNERS SEEK CONTRACTORS FOLLOWING RECENT TORNADOS

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Commissioner’s Workplace and NICB Personnel Deployed to Disaster Claims Village

DES PLAINES, Sick., Jan. 24, 2023 /PRNewswire/ — Lethal tornados moved throughout the Southeast earlier this month impacting hundreds of house owners and enterprise homeowners alike. The Nationwide Insurance coverage Crime Bureau (NICB) and Georgia Insurance coverage and Security Fireplace Commissioner John F. King is reminding residents to remain vigilant when hiring a contractor, or different distributors,  to make repairs to houses and companies.

National Insurance Crime Bureau logo (PRNewsfoto/National Insurance Crime Bureau)

Nationwide Insurance coverage Crime Bureau emblem (PRNewsfoto/Nationwide Insurance coverage Crime Bureau)

NICB brokers might be on the bottom alongside the GA Commissioner’s employees offering help for victims in want.

“Following the impacts of highly effective tornados inflicting devastation to houses within the Southeast, dishonest contractors will work to defraud people of their time of want,” mentioned NICB President and CEO David Glawe. “We all know residents wish to get again on their toes, however this isn’t a time to let your guard down.  Shield your self and your family members from these criminals.”

“Sadly, unhealthy actors know to focus on victims at their most susceptible, reminiscent of after a storm-related loss,” mentioned Commissioner King. “Watch out for anybody who exhibits up at your house or place of job instantly after a storm. Your first name after a catastrophe needs to be to your insurance coverage firm to file a declare. Whether or not it is a contractor or public adjuster, do your analysis and confirm credentials earlier than signing any contracts or agreeing to any providers.”

Commissioner King not too long ago introduced that he’s deploying company employees to help Georgia residents by establishing a neighborhood Disaster Claims Village. NICB brokers might be on the bottom alongside the Commissioner’s employees offering boots on the bottom help for victims in want.

The village might be held on the Oxford Village Procuring Heart 921 Memorial Dr. Griffin, GA 30223 this Wednesday, January 25 and Thursday, January 26 from 8 a.m. to five p.m. every day.

These unable to attend the occasion are inspired to name the Client Providers Hotline for help at 1-800-656-2298, obtainable Monday via Friday between 8 a.m. and 6 p.m.

Earlier than hiring a contractor, name your insurance coverage firm. There isn’t any have to rush into an settlement with a contractor who solicits your restore work, particularly if it was not requested.

NICB and Commissioner King recommend the next suggestions earlier than hiring a contractor:

  • Get a couple of estimate.

  • Get all the things in writing. Value, work to be carried out, time schedules, ensures, fee schedules, and different expectations needs to be detailed and itemized.

  • Request references and do the analysis.

  • Ask to see the salesperson’s driver’s license and write down the license quantity and their car’s license plate quantity.

  • Look out for out-of-state contractor licenses, in addition to car registrations, as these can also point out attainable fraudulent contractors.

  • By no means signal a contract with blanks; phrases you do not agree with could be added later.

  • By no means pay a contractor in full or signal a completion certificates till the work is completed.

  • Guarantee reconstruction is as much as present code.

  • Be sure you evaluate and perceive all paperwork despatched to your insurance coverage provider. Signing an Task of Advantages settlement transfers your insurance coverage rights to the contractor. Know what meaning for you.

  • By no means let a contractor strain you into making a fast choice or hiring them.

  • By no means let a contractor interpret the language of your insurance coverage coverage.

  • By no means let a contractor discourage you from contacting your insurance coverage firm. Contact your insurance coverage firm first.

  • Bear in mind, when you did not request it, reject it!

Moreover, some deceitful contractors will state they’re supported by the federal government. Nonetheless, the Federal Emergency Administration Company (FEMA) doesn’t endorse particular person contractors or mortgage companies. All the time request official identification from these claiming to symbolize governmental companies. Shoppers ought to name FEMA for extra specifics at (800) 621-FEMA.

If you happen to imagine you could have been a sufferer of fraud, name the NICB at 1-800-TEL-NICB. For added info, go to NICB’s web site, www.NICB.org.

REPORT FRAUD: Anybody with info regarding insurance coverage fraud or car theft can report it anonymously by calling toll-free 800.TEL.NICB (800.835.6422) or submitting a type on our web site.

ABOUT THE NATIONAL INSURANCE CRIME BUREAU: Headquartered in Des Plaines, Sick., the NICB is the nation’s main not-for-profit group solely devoted to combatting and stopping insurance coverage crime via Intelligence, Analytics, and Operations; Training and Crime Prevention; and Technique, Coverage, and Advocacy. The NICB is supported by greater than 1,200 property and casualty insurance coverage corporations and self-insured organizations. NICB member corporations wrote over $582 billion in insurance coverage premiums in 2021, or greater than 82% of the nation’s property-casualty insurance coverage. That features greater than 96% of the nation’s private auto insurance coverage. To be taught extra, go to www.nicb.org.

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View authentic content material to obtain multimedia:https://www.prnewswire.com/news-releases/nicb-and-georgia-insurance-commissioner-urge-caution-as-homeowners-seek-contractors-following-recent-tornados-301729885.html

SOURCE Nationwide Insurance coverage Crime Bureau



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